ABC Company · DIM
Decision Intelligence Model
7 questions · 2 minutes · Instant plan fit

Pick the health plan that fits how you actually use care.

The ABC Company DIM turns current renewal rates into a decision flow for the active plan year. Answer seven quick questions, watch your plan-fit polygon draw, then read the report.

Question-first
The logic comes from your answers, not a sales pitch.
Short format
Fast enough for employees who want the answer without reading a booklet.
Sample data
Built on sample renewal data for demonstration purposes.
Branding updates as you type.
Priority

What matters most?

Pick the outcome you'd optimize for if you could only pick one.

Care Usage

How often do you use care?

Count regular office visits, tests, imaging, and prescriptions.

Budget

Which budget style fits you?

Think about what shows up on your paycheck twice a month.

Risk

Which risk style fits you?

How much upfront cost are you comfortable absorbing before the plan kicks in?

Network

What network style do you want?

HMO stays in-network; PPO gives you more flexibility.

Prescription

How important is prescription cost?

Think about ongoing medications, not one-time fills.

Support

Do you want extra help understanding your benefits?

This doesn't change the plan recommendation — it opens a support path.

Computing your plan fit
Drawing your polygon…
Scoring 5 Blue Cross plans across 6 fit vectors
2 minutes · 5 plans · 1 recommendation
Your Plan-Fit Scorecard
5 Blue Cross plans · each scored 0–100 · bigger vertex = stronger fit
Strongest fit
—
—

—

All five plans · Employee-only semi-monthly view

ABC Company contributes a flat $475 per month ($237.50 per paycheck) toward your premium no matter which plan you pick. The remaining premium — and any dependent coverage — is 100% employee-paid. The dollar figure below is what comes out of your check.

Plan Your Cost / Paycheck Deductible Office visits Rx OOP max Fit
Terminology

HMO — In-network only except emergencies, usually centered around a primary care physician.

PPO — Usually costs more but gives more provider flexibility and typically no referral requirement for specialists.

Deductible — What you pay before the plan starts sharing more of the cost.

Copay — A fixed dollar amount for a service like a doctor visit or prescription.

Out-of-pocket max — The most you pay in-network during the plan year for covered medical expenses.

Step 3 · Report your election

Ready to lock in your plan?

Demonstration mode · nothing is submitted

In the live version, your election is sent directly to your HR Administrator for enrollment in the active plan year. Your recommended plan is pre-filled — change it here if you want a different plan. This demo shows the receipt without sending anything.

Please complete all required fields and confirm your acknowledgment before submitting.
Demo · no data leaves this page

Election submitted

In the live version this election is reported to your HR Administrator and an email confirmation is sent to your work email. This is a demonstration — no election was transmitted.

Employee
Employee ID
Elected Plan ·
Your Cost / Paycheck
Employer Contribution
E-Signature
Submitted

Need more help understanding your options?

Option 1 · No human interaction. Submit your benefits question and receive an email response within 24 hours or less.

Option 2 · Human-in-the-loop review. Coming soon — scheduled sessions with a licensed benefits advisor.

3-day trial · $1,000/year for up to 50 employees
That was a sample plan.
Now run it on your renewal.
Upload one document and the engine reads your actual rates, contributions, and plan design — then tells you what the plan is quietly costing you.
One document One minute Qualifies at $100,000 You control the switch
No card to start

This is a product demonstration of the Decision Intelligence Model built on sample renewal data. Figures shown are Employee Only semi-monthly amounts for illustration and are not quoted rates. The sample employer applies a defined contribution of $475 per employee per month ($237.50 per semi-monthly paycheck) toward the premium regardless of plan elected; the employee is responsible for the remaining premium and for any dependent coverage. In a live deployment, final eligibility, provider access, prescriptions, payroll deductions, and plan rules come from the official plan materials.